Secure Your Future With

Commercial Insurance

You work hard to build your business. We work hard to protect it.

Find the Right Coverage

Protect What You Can’t Predict


Accidents happen. Unfortunately, if they happen at your workplace, you could be held
liable for damages. Liability insurance can cover the cost of personal injury, property
damage lawsuits, and the expenses associated with injuries that customers or others may
incur at your place of business.


Whether you own or lease your office as a small business owner or work from home, your
workspace is exposed to risks. Property insurance can cover damages to the business
property itself as well as its contents or stock. Protect against damage from unexpected
incidents like fire, flood or vandalism.

Simple - Personable - Affordable

Find Your Fit

Big or small, there’s an insurance solution for your business.
Our coverage is available to sole proprietors, partnerships and corporations.

Commercial General Liability

Protects you if you have caused property damage or bodily injury due to negligence
with your business operations. Limits are available from $1,000,000 and up.

Building Coverage

Covers the physical building that you operate from if you own the building.

Business Contents Coverage

Covers the contents used for your business on your company’s premises, including
office furniture, computers, shelving, etc.


Covers stock or inventory that you have on your premises, such as food in a restaurant
or grocery store.


Covers the equipment used for your business, including forklifts, bobcats, generators,
scaffolding, etc.

Tool Floater

Covers tools used on the job site and wherever else you take your tools.

Business Interruption

Covers lost income if your business cannot continue operating for a time due to an
insured loss.

Rental Income

Covers the loss of rental income if you rent a portion of your building to another
business when they cannot stay in the building due to an insured loss.

Tenants Legal Liability

If you are renting your office space, this covers you if you are responsible for damage to
the premises (other than your contents).

Disclaimer: All coverages listed above are subject to the insurance company’s policies and wordings.

I recently approached Costen Insurance for a commercial quote with very short timelines. I am really impressed with Tracy Miller for her professional suggestions and personal service beyond what you would normally encounter. Thank you Tracy, for making this a pleasant and easy experience!

– Bashir Jamal

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We Take Care of You so
You Can Take Care of Business

Whether you’re a small business getting off the ground or a large one scaling up, our experienced insurance brokers are in your corner. We’ll find you the best coverage that protects your business, both on and off the clock – without straining the yearly budget.