OPTIOM – Prime Vehicle Replacement
Costen Insurance is excited for our new partnership with Optiom Inc.
Optiom allows us to provide you, our valued clients, with a unique replacement coverage solution for your new AND used vehicles.
Optiom Inc., which was established in British Columbia, has been in business for over fifteen years and is supported by Lloyd’s strong financial security.
Your standard auto insurance policy may leave you underinsured… even if you weren’t at fault in an accident, most policies typically pay what the vehicle is worth, leaving you on the hook for the remaining debt and nothing to show for it. How much of your car can you afford to lose?
Optiom Prime can fill the gap in your current coverage by providing comprehensive vehicle replacement protection (whether you purchase or lease a new or used vehicle). It also contributes towards your loan/lease obligations in the event your vehicle is a total loss and written off by your primary auto insurer.
Optiom Prime is an easily affordable year-by-year extendable vehicle replacement plan!
Here are a couple of total loss examples, based on a new and used vehicle:
Optiom also offers the following optional coverages:
For more information regarding how Optiom Prime Vehicle Replacement can benefit you, please contact our Office and one of our knowledgeable Insurance Brokers would be happy to assist you!
The Costen Insurance Team