Auto Insurance 101: Coverage

automobile

There are many features to the Alberta Standard Automobile Insurance Policy, also titled the “S.P.F. No. 1” in insurance jargon! Working in the insurance industry for over 30 years, we often come across individuals who are unclear about what coverage they have or what coverage options are available to them. Therefore, in part two of our…

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Auto Insurance 101: Class Definitions

Auto Insurance

In our three part series on Personal Auto Insurance, we thought it may be helpful to outline some of the common characteristics of a personal automobile policy, starting with the many different class definitions that exist.   Insurance Companies rate and subsequently charge a premium based on how your vehicle is being used. The more frequent the…

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Happy August Long Weekend!

With the August long weekend just around the corner (summer is already 1/2 over!? Eeeek!), we thought we would share some ideas for fun things to do in and around Calgary with your friends and family.   Heritage Park Stop by Heritage Park to enjoy a horse-drawn wagon ride, visit the antique midway, or go for a ride…

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Costen Team Expansion!

We are excited to announce that Costen Insurance is in the process of expansion and we have recently opened two more branch Offices!   Costen Insurance – Tuxedo Moutaz Elkorashy worked in the travel industry for nearly 15 years before switching careers and joining the insurance industry in 2012. He previously worked with Desjardins and…

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Property and Automobile Glass Insurance

Did you know that most property insurance policies apply a deductible in the event of a glass claim?   The average cost to replace a living room window is around $640.  Comprehensive Homeowner’s Insurance policies provide coverage to broken or damaged glass, depending on the cause, but the claim is subject to your policy deductible.…

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